Everyone

Finbro Technologies Pvt Ltd

KitKat

★ Loan will be disbursed by: PRADAKSHANA FINTECH PVT LTD
★ Product introduction
1. Loan amount: from 2,000 to 100,000 rupees.
2. Tenure: from 91 to 365 days, by Equated Monthly Installment (EMI).
3. Interest rate: Maximum interest rate is 36% per annum.
4. Technology fee rate: from 5.0% to 16.0%.
5. Required time: Minimum 15 mins.
6. Required IDs: PAN card, address proof documents (Aadhaar/Voter ID).
7. Eligible person: Residents of India, over 21 years old, having a stable monthly source of income.

★ What are the fees?
The fee and tenure will vary depending on the credit investigation and repayment ability of the user. The maximum interest rate is 36% per annum (APR), and technology fee may vary from 5.0% to 16.0% depending on the user’s credit profile.

For example:
If the loan amount is 10,000.00 rupees and the interest rate is 30% per annum with the tenure of 91 days (3 Equated Monthly Installment), the 3 EMI are as follows :
EMI 1 = 3,510.37 (Principal = 3,251.37, Interest = 250.00);
EMI 2 = 3,510.37 (Principal = 3,332.66, Interest = 168.72);
EMI 3 = 3,501.37 (Principal = 3,415.97, Interest = 85.40).
Total interest = 250.00 + 168.72 + 85.40 = 504.12 rupees

After deducting the technology fee of 5.0% = 10,000.00 * 5.0% = 500.00 rupees, and deducting the GST = 500.00 * 18% = 90.00 rupees
Total cost of the loan = 500.00 + 90.00 + 504.12 = 1,094.12 rupees

Users will be charged late payment penalty fees only if they are overdue.

The APR of the product is unified, but it does not rule out changing the current strategy on the premise of providing better services.

★ How to Start?
1. Install LoanBro application;
2. Sign up via your Facebook or Google account;
3. Fill in your details and personal information to check your credit qualification;
4. Upload your KYC documents and PAN card for further verification;
5. Avail loans via bank transfer according to your requirements.

★ Why LoanBro?
1. Legitimate app complying with all the laws, rules and regulations in India.
2. Minimal procedures, 100% online process;
3. Instant approval and disbursement;
4. Direct bank transfer;
5. Safe and Secured Transaction (128-bit SSL Encryption).

★ What to Consider?
1. Through your timely repayment of loans, LoanBro will increase your credit line so that you can apply for higher loan amount with more flexible tenure in the future;
2. As per the compliance requirement, your repayment behavior will be shared with Credit Bureaus to have an effect on your credit score.

★ How to contact us?

1. Twitter: mark us @loanbro_in for the quick response
2. E-mail: support@finbrotech.com
3. Customer Support: +919606817707, MON-SAT, 09:00 AM - 06:00 PM
4. Address: CA Site No 1, HAL 2nd Stage, Kodihalli, Bengaluru, Karnataka 560008


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